Frequently Asked Questions

 -An NBFC (Non-Banking Financial Company) is a financial institution that provides banking services without meeting the legal definition of a bank. They offer loans, credit, and investment services to individuals and businesses.

 - Unlike banks, NBFCs cannot accept demand deposits and do not form part of the payment and settlement system. However, they can provide similar financial services.

 - Our NBFC offers a wide range of services, including personal loans, vehicle loans, business loans, and Loans against Shares.

 - Eligibility criteria may vary based on the type of loan. Generally, you must be an Indian citizen, of legal age, with a stable source of income.

 - Eligibility criteria may vary based on the type of loan. Generally, you must be an Indian citizen, of legal age, with a stable source of income.

 - Our interest rates vary based on the type of loan and the applicant's credit profile. Please check our website or contact us for the latest rates.

 - Loan approval time can vary based on the type of loan and the completeness of your application. Typically, it takes a few days to a couple of weeks.

 - We offer flexible repayment options, including monthly installments, bi-weekly, and other plans tailored to your needs.

 - There may be processing fees, prepayment charges, and late payment fees. Please refer to our terms and conditions for detailed information.

- You can reach our customer support team via phone, email, or by using the contact form on our website. We’re here to assist you!

 - More information can be found on our website under the respective sections for loans, investments, and services.

 - Yes, you can apply for a loan online through our website by filling out the application form. Make sure to provide all required documentation 

 -  If your loan application is rejected, you can review the reasons provided, improve your financial profile, and consider reapplying in the future. You may also reach out to our customer support for clarification.

- Yes, we conduct a credit check to assess your creditworthiness before approving your loan application.

- Depending on your circumstances, you may request to modify your repayment schedule. Please contact your Relationship Manager for assistance in making these adjustments.

 es, you can opt for early repayment of the loan. However, please check for any applicable prepayment penalties or charges.

-  Interest on your loan is typically calculated on a reducing balance method, which means you only pay interest on the remaining principal amount after each installment.

 - We offer competitive rates, and factors such as your credit score, loan amount, and tenure can influence the interest rate. Contact us for potential discounts or offers.